disability question Who makes this determination
#1
Posted 25 March 2008 - 08:46 PM
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#2
Posted 25 March 2008 - 10:45 PM
I think it is your decision, not your doctor's. Personally, I feel that if you are able to work, then do so. I had to change the type of work I did as well as the number of hours (fulltime to part-time), but I still work and love it. It gives me independence in many ways, it keeps me social, it's mentally challenging and keeps me from focusing fulltime on my health (which is easy to do, if you let it).
However, some jobs are just not possible with certain symptoms. Trying to do a job that you physically are unable to do can be extremely stressful which only makes the disease worse. In such cases, disability could be one's only option. Many of our members are in such situations, thus all the discussions about filing for disability.
In your case, with 2 small children at home I would think you would also have to consider if your job is exhausting you to the point that it affects being the kind of mother you want to be. The only person that can make this decision is you.
Good luck with whatever you decide.
Janey Willis
ISN Support Specialist and ISN News Manager
International Scleroderma Network (ISN)
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#3
Posted 26 March 2008 - 05:35 AM
Sorry to hear you are struggling with the decision. I left my job in January 07. I worked in an office and it was destroying my hands. My fingers were constantly getting infected from paper cuts, or digging for files. At one point I could not even take dictation from my boss because my knuckles were cramping up when I tried to write and keep up with what he was having me write. Not to mention the air conditioning vent was directly above my desk making my Raynauds flare up constantly. I applied for disability and was sent to see one of their doctors who then needs to send a report of approval or denial. Thankfully I was approved. At that point I had no idea I had CREST. Just thought I had a bad case of Raynauds. I was finally approved about 6 months later and told to see a Rhumetologist which is when my journey began. I have a review for renewal in September.
I do have to say being home full time after working for so many years is a difficult transition.
Good luck to you in whatever you decide.
Karen
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#4
Posted 26 March 2008 - 08:39 AM
The process of applying is really easy to do online, it just takes a while to fill it all out. Then they assign a worker in your area who does a phone interview. It's pretty easy to do. They get your records so you just fill out authorizations which allows them to get the records.
I hope this helps. Good luck in your decision.
Warm hugs.
Peggy
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#5
Posted 26 March 2008 - 09:09 AM
Barbara aka relicmom1
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#6
Posted 26 March 2008 - 10:59 AM
She really didn't want me to continue withthe kind of work I was doing.... lifting as much as 70 lbs. I LOVED working withmy hubby and I knew then what I know now... that I was into stupidity, continuing to work. It really did a number on me, but I don't regret sticking withit.
Yes, ultimately, it is the person inflicted who makes the decision... but in MY case, the dr is the one with the sense.... not ME! :P
In 1997, I went on permanent disability.... my dr said there is nothing "temporary" about my health issues.
Hugs,
Susie
Susie Kraft
ISN Support Specialist
ISN Chat Host
International Scleroderma Network (ISN)
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#7
Posted 26 March 2008 - 12:14 PM
I was diagnosed in 1998 with Sjogren's syndrome, Fibromyalgia, and Raynaud's. I was a schoolteacher. I kept on plugging, though I missed a lot of days. Teaching is difficult when you feel well. :) In the fall of 2004 I had a major GI bleed and was diagnosed with GAVE( watermelon stomach) I went on extended sick leave and applied for disability. I was denied the first time, but approved the second time. I was finally diagnosed with CREST in 2006. There is no way I could have continued working. It is hard not to do it, but I sleep so much I really don't get bored. Ultimately, the decision is yours. If I had two small children at home I would definitely stop working so that I could enjoy them more. Take care of yourself!
Nan
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#8
Posted 26 March 2008 - 05:40 PM
This decision is such a struggle. Not only is it scary giving up your job but waiting for approval is nerve wracking. I stopped working in Dec 2005, I had a long commute to work and in the colder weather (I live in the northeast) I could not move once I got to work. Even in the warmer weather I found it hard to just hold the steering wheel,, and I wasn't even at work yet! I knew it was time to go. I was missing more and more work, the side effects of the meds were awful, my stomach problems made it very hard to leave the house sometimes, I was beyond exhausted, and was going downhill so fast that I had no choice but to quit working.
The first six month period you can NOT work, not at all, not even the minimum. I was lucky and got approved right away, and started getting checks in July 2006. I started feeling better last summer and did some temping. It was nice because I didn't have to take the job if I didn't feel up to it. I don't know what kind of work you do but that may be an option for you in the future.
Having the choice is great. I would fill in from time to time (I work in dental offices in the business end of things) and had a good pool of offices to choose from.
Then I got very lucky and found a doctor who wanted me to do his bookkeeping for him, and I could set my own hours and pace myself. If you can take the time to go through the waiting period and hopefully get approved, you can then get a small job as Peggy said.
Now, 2 and a half years in, I am going to try working four days a week now. I start on Monday and I'm both excited and scared stiff. If I can't do it, there is no penalty from SSD but at least I gave it a shot. My boss wants me there on whatever terms I can handle, which makes him one in a million.
As you can see from all these postings it takes some hard thinking to work vs not to work. Personally I felt so lousy that I didn't care at first, but once I started feeling good on some days it was difficult to stay home full time, which is why temping was so nice. Of course, my doctor pointed out to me, I was feeling better BECAUSE I wasn't physically and mentally stressed from working, so trust me, if I feel I am compromising my health, out I go again.
Learn all you can about the disability filing process before you do anything.... and get copies of everything from all your doctors. It will go much easier on you if you do that. And make sure they are ALL on board with you applying for SSD.
Lots of love and good luck, Mary
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#9
Posted 28 March 2008 - 03:37 PM
I'm reducing from full to part time, and keeping all my health benefits. How is health care taken care of when on full disability? Are there different rules in different states (not a problem, I presume, in countries with national health care).
Thanks
Craig
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#10
Posted 28 March 2008 - 03:56 PM
Kellt A
NJ
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#11
Posted 29 March 2008 - 09:35 AM
With regard to insurance I won't be eligible to get on Medicare until I am on disability for 2 years. Even with that though it will save us considerably by getting me off of my husband's insurance. The only thing I will have to do at that time is make sure I still have really good coverage. I do know that you have to get a supplemental along with your Medicare to pick up the 20% that Medicare doesn't cover.
Warm hugs.
Peggy
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#12
Posted 29 March 2008 - 02:01 PM
Speaking as a person drawing a retirement pension - If I were you, I would definitely work the two remaining years if I could. Your retirement pension will likely be more than SSD and it would not require the "qualification process" of SSD, the money spent for a lawyer or the recurring evaluation processes. Once you quality for retirement, your chances of receiving it for life are very high.
It's just my opinion - but since you love your work and you're feeling good, then just go for those last two years and get that pension. I'm drawing a pension and I still work part-time because I love it. My pension is a state education pension and it's still higher than SSD and it doesn't restrict the amount of extra money I make as long as I don't work for a state education institution. SSD limits additional income. As a state retiree I also automatically qualified for the state employees' insurance program. So you need to look closely at your pension benefits and weigh them against SSD.
Jude found us a great article a while back for our Disability Resources page. You might find it interesting. Dame Carol Black on sick-note Britain.
Big Hugs,
Janey Willis
ISN Support Specialist and ISN News Manager
International Scleroderma Network (ISN)
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#13
Posted 01 April 2008 - 11:32 AM
In my case I let all my doctors know that I was applying for disability. The process involves the SS office getting information from EVERY doctor you have seen. So I let them know that I was having a lot of trouble working, and why, so it was part of my documented record. In a perfect world I think we could make the decision on our own but if our doctor's don't back us up it may be a futile effort. I'm not saying that their opinion means much, but having a documented record that you discussed your daily needs and difficulties with your doctors -and over a period of time- will certainly help to support your case.
Assuming someone is actually reading our record, the more we have to support our case the better. There is no such thing as having too much information, and if it is something this important it should be recorded in your medical records.
Good luck with your decision. Love, Mary
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